Christopher Best – How to Make Money in the Stock Market

Christopher Best is a graduate student at Florida International University pursuing a degree in finance.

Some people believe that investing in the stock market is similar to gambling in a casino. Casinos structure their layouts and their games in such a way that most of the patrons lose money. This is not the case with the stock market. History proves that investing in the stock market and investing for the long-term is a winning strategy because the market appreciates over the years.

Christopher Best

When you invest in the stock market, you can gain profit in two ways. The first one is getting dividends. Many companies pay dividends to their shareholders independently of the stock price. Stock price appreciation is the second way to make money in the stock market. You make money when the stock rises above the price that you have originally paid for it. However, this profit stays on paper until you sell the stock. Selling a stock at a higher price is also called realizing a capital gain. Obviously, stock price can also fall below what you originally purchased it for.

The stock market is quite efficient. A price of a stock of a certain company shows how many people think that it’s a fair price. This is why is it not realistic to hope to create a system that lets you buy low and sell high. While some experienced professional investors can identify great times to buy and sell, doing so on a regular basis is impossible. The simplest and most guaranteed way to make money in the stock market is to build a large diversified portfolio that includes shares of large and small companies from a variety of industries. Examples and simulations of different portfolios are what finance students like Christopher Best have to study to earn their degrees.

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Christopher Best – What You Need to Know About Major Stock Market Indexes

Christopher Best is a Miami native who is studying finance at Florida International University.

You invest in stocks to share in on the profits of capitalist economies. When you invest in stocks, you actually buy a part of a company. You do so through a stock market. You may often hear on the TV or the radio that the market is up or down, that the market is growing, or is ready for a fall.

Christopher Best

When people and the media talk about the market, they usually refer to the United States stock market. The Dow Jones Industrial Average is the most widely watched measure of how the U.S stock market is doing. The Dow Jones Industrial Average was created by Charles Dow and Eddie Jones in 1896. The first version of the index was first published in 1885. Charles Dow was an editor and founder of the Wall Street Journal and co-founder of Dow Jones & Company. Edward Jones was an American statistician. Dow and Jones created compilations of important companies at the time and organized them into an index to reflect the performance of the market.

The Dow Jones Industrial Average monitors the performance of the stocks of thirty big businesses with headquarters in the United States. It includes companies such as Boeing, Coca-Cola, Verizon Communications, IBM, Intel, Pfizer, McDonald’s, and others. Obviously, the thirty stocks in the Dow Jones Industrial Average do not represent the entire U.S. stock market and all the different types of stocks available to investors.

Here are some other important indexes. Standard & Poor’s (S&P) 500 tracks the prices of five hundred stocks of major U.S. businesses. Their businesses account for over seventy percent of the total market value of all the stocks available in the United States. For this reason, the S&P 500 gives a much better representation of the market than the Dow Jones Industrial Average. S&P 500 is also calculated in a different way from the Dow Jones. The Dow index adds the prices of the shares of the companies on the index. The S&P 500 adds the total capitalization of its component businesses.

Russell 2000 measures the value of two thousand smaller U.S. business stocks across a variety of industries. While these stocks usually move in a similar pattern to the stocks of big companies, sometimes Russell 2000 does go in a different direction compared to the Dow or the S&P 500. For example, in 2000, Russell 2000 decreased 1.6% while S&P 500 went up 5.5%.

Wilshire 5000 index includes about four thousand American companies of all sizes from a number of industries and market segments. This causes some experts to believe that this index gives the best representation of the overall U.S. stock market.

Businesses, stocks and stock markets exist not just in the United States, but all over the world. Morgan Stanley EAFE index tracks the prices of stocks in many countries all over the world. EAFE is an abbreviation for Europe, Australasia, and the Far East.

If you are interested in a specific industry or market, you can probably find an index that suits your needs very well. Finance students such as Christopher Best learn a lot about markets and market indexes during their studies.

 

Christopher Best – Tips for Operating Your Own Business

Christopher Best is a full-time student and talented musician who can play the saxophone, piano, clarinet, and the flute. He is currently in the process of earning his Master’s degree in Finance, and is optimistic about the future of his career. He teaches the saxophone while in school, and he understands what it takes to operate his own business. Here are some tips.

Christopher Best

In order to be a successful business owner, you need to develop a business plan. Even if you’re simply operating your own small business out of a home office, you need to have somewhat of a growth strategy that allows you to create goals, stay ahead of the competition, and anticipate customer or client trends.

You should also do some research before you start your business. This doesn’t mean just do research on the industry you’re operating in, but on other successful companies as well so you can see what works and what doesn’t. Operating a business is all about being able to adapt when you need to, and if you have some basic information already, you’ll be that much more prepared.

Lastly, you need to think of your clients or customers before anything else. Without a client or customer, you have no business to operate so you need to keep their needs as the main focus surrounding all of your decisions. Customer needs change over time, so be ready to change your business in order to compensate.

Christopher Best is a successful business owner who understands what it takes to grow, adapt, and anticipate client needs. Although his business is small, the same rules apply.

 

Christopher Best – Tips for Teaching Music Students

Christopher Best is a hard working individual who is currently earning his Master’s degree in Finance from Florida International University. While in school, he is also operating his own business as a music instructor teaching students how to play the saxophone. He has a Master’s degree in Music Education, and he understands how to teach students successfully.

Christopher Best

In order to teach students music, you have to make sure you’re making your lessons engaging. This is especially true if you’re teaching younger students, as they will have a harder time staying concentrated through the basics. Learning the basics can be boring from some students, which means you have to work on making those early lessons engaging for your students.

You also need to keep early lessons frequent, but short. Having a high frequency of lessons early on will ensure that your student is able to retain the material more easily, but he keeping them short will help to keep the student from being overwhelmed by too much material. At least once or twice a week will be sufficient from most students early on.

A successful music teacher should also put a focus on strong fundamentals. Students who have a teacher willing to take the time to teach the fundamentals end up doing better as the lessons become more advanced. A strong foundation is key to learning harder material, and growing as a musician.

Christopher Best has been working as a saxophone instructor for nearly a decade, and he knows the best ways to teach his students. In addition to the saxophone, he can also play the piano, clarinet, and the flute.

 

Christopher Best – Tips for Teaching Music to Students

Christopher Best is a musician who is proficient in the saxophone, flute, clarinet, and piano. For the last eight years, he has been teaching students how to play the saxophone, or how to hone their skills in order to get better. He operates his own private tutoring business out of his home, and he can provide other music tutors with tips for teaching their students.

Christopher Best

Start with the basics, and don’t overwhelm a first time student. Playing an instrument takes time, and it’s important to build a strong foundation in the basics before you try to move on to anything more difficult. Make sure you take it one step at a time, and don’t overwhelm your student with too much information too early. Mastering the basics one step at a time will ensure a greater understanding in the future.

Make sure you have fun with it. Students who have teachers that make learning instruments fun, are infinitely more likely to stick with the instrument through the basics and on to more advanced material. Make sure you get your student learning some easy songs early, that not only peak the student’s interest, but also allow him to work on the basics of the instrument as well.

Keep lessons short, but frequent. In order to help your students learn more efficiently, make sure you keep your lessons short at first, but at least once or twice a week. This will ensure that the student gets enough practice, but doesn’t get stuck learning too much information too fast.

Christopher Best has a Master of Science degree in Music Education, and enjoys teaching students.

Christopher Best – Master of Finance

Christopher Best is on track to receive his Master of Finance degree from Florida International University by the end of 2016. He is a former high school music teacher who taught in the Miami-Dade County public school system for five years.

Christopher Best

His Master of Finance degree will open many doors for Christopher Best. Among the professions he will be qualified for is Financial Analyst. A Financial analyst is one of those job titles that sounds self-explanatory. A financial analyst collects and analyzes financial information, and makes recommendations to employers or clients based on his or her analysis. But of course, it is not quite so straight forward, and there are different kinds of financial analysts.

Financial analysts can be broadly divided into two types: the buy side, and the sell side. Buy side financial analysts work for institutional investors, including organizations like insurance companies, hedge funds, universities or hospitals, helping them to develop investment strategies. Sell side financial analysts work with investment banks and securities firms, helping them to price and sell their financial products. Whatever type of financial analyst it is, though, what they have in common is that they are self-starters who possess excellent people skills, as well as communication and conflict resolution skills.

Christopher Best is known for having a dynamic personality that promotes a stimulating and positive work environment. In addition to his full-time studies, he is also an intern at the Adrienne Arsht Center for the Performing Arts in Miami, where he works exclusively with its Finance and Accounting Department.

Sources:

http://talentegg.ca/incubator/2012/10/04/financial-analyst/

http://www.bls.gov/ooh/business-and-financial/financial-analysts.htm#tab-2

 

Christopher Best – Good Choice

Christopher Best walked away from a five year career as a high school music teacher in order to enroll as a graduate student at Florida International University, where he will earn his Masters of Finance degree by the end of 2016.

Christopher Best

He has made an astute choice for his future career. A Master of Finance degree can be obtained in about a year at many schools, and can really beef up your résumé. According to a report from the Graduate Management Admission Council, the job market for people with a Master of Finance degree is especially good right now. The report said that seventy-eight percent of the employers who hired Master of Finance graduates met their hiring goals, a trend which is not expected to change anytime soon. Fifteen to twenty years ago, a Master of Business Administration would have been enough, but not anymore. “Employers are looking for more targeted work experience or interest from the actual student,” said Jeffrey Harris, the chairman of the real estate and finance departments at American University’s business school.

Fields of study for a Masters of Finance degree include statistics, financial economics, corporate finance, accounting, and related subjects.

Christopher Best is currently working at finance intern at the Adrienne Arsht Center for the Performing Arts in Miami, working exclusively with its finance and accounting department. He holds a Masters of Music Education, also from FIU, and taught in the Miami-Dade County public school system, where he made his mark as a band leader.

Sources: http://www.usnews.com/education/best-graduate-schools/top-business-schools/articles/2015/02/09/determine-if-a-masters-in-finance-is-the-right-move

http://www.onlinefinancedegree.org/what-does-a-finance-degree-teach/